Personal Accident Insurance covers the Policy Holder following and accident resulting in death, permanent total disability, temporary total disability and medical expenses.

Personal Accident insurance has no restrictions on the sum to be insured as this depends entirely on your earning capacity. As a result of this, the PA policy is recommended for every Individual who would normally like to have a coverage in excess of the limits covered under the Workmen’s Compensation and Life Policy.

The Premium for PA insurance is minimal and therefore affordable for everyone.


The Personal Accident Insurance policy covers you worldwide, on business or on holiday, with minimal exclusions. Various optional extensions are available at a small additional premium to fulfill individual needs. 

A Personal Accident Policy can also cover a spouse and children.

Consequently, the Personal Accident cover is very important to each and every individual, considering the type of risks we are all exposed to in our daily lives during working hours and on the roads. It is quite prudent to safeguard yourself against being a victim of this exposure.

We at Dhofar Insurance are only a phone call away ready to assist.